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September 23, 2026 · 2 min read
No law requires one, but what they do is harder to skip than most buyers expect.
September 23, 2026 · 2 min read
The contract is signed. Now the real work starts.
September 23, 2026 · 2 min read
In most markets, a home without a garage sells below comparable homes that have one.
September 22, 2026 · 2 min read
Here is how buyer agents are finding clients who close even when rates are near 7%.
September 22, 2026 · 2 min read
FHA and VA loans are assumable by law, and here is what sellers actually control in the process.
September 22, 2026 · 2 min read
The gap between adjustable and fixed mortgage rates has nearly closed, and here is what that means for buyers.
September 19, 2026 · 2 min read
Staged homes sell faster and often above asking. Here is when staging is worth the cost.
September 19, 2026 · 2 min read
A minor kitchen refresh returns nearly its full cost at resale. A major gut job typically does not.
September 19, 2026 · 2 min read
A few hours of fall prep can prevent thousands in winter damage.
September 18, 2026 · 2 min read
Yes. FHA and VA assumptions have lower credit bars than new loans. Here’s what servicers check.
September 18, 2026 · 2 min read
The Fed raised rates September 16 for the first time in three years. Here is why mortgage rates moved too.
September 18, 2026 · 2 min read
Rates are near 7% but sellers outnumber buyers by 58%. More inventory, more negotiating power.
September 17, 2026 · 3 min read
Most finished basements return an estimated 71% of cost at resale. Here is when finishing pays.
September 17, 2026 · 2 min read
Twice a year is the baseline. Here is when you need to go more often.
September 17, 2026 · 3 min read
The channels that can carry an assumable listing, and where to check the ad rules first.
September 16, 2026 · 3 min read
Low inventory keeps sellers in control in most U.S. cities right now.
September 16, 2026 · 3 min read
Federal, state, and local programs can cut your downpayment to zero if you know where to look.
September 16, 2026 · 3 min read
The repairs that kill deals if skipped, and the big-ticket redos you can leave alone.
September 15, 2026 · 3 min read
Most asphalt shingle roofs last 20 to 30 years. Here is how to tell if yours is due.
September 15, 2026 · 3 min read
The commission structure is the same. The timeline and paperwork are not.
September 15, 2026 · 3 min read
When the rate gap is wide, the savings are real. Here is when assuming beats getting a new loan.
September 14, 2026 · 3 min read
FHA starts at 580, conventional at 620, and VA has no official floor.
September 14, 2026 · 3 min read
Most homes sell within 30 to 60 days of listing, then take 30 to 45 more to close.
September 14, 2026 · 3 min read
On average, solar panels add about 4% to a home’s sale price, though the return varies by state.
September 12, 2026 · 3 min read
The agents winning listings in the slowest market since 2008 are pitching the seller’s rate.
September 12, 2026 · 3 min read
Typically 60 to 120 days, and the servicer controls the clock.
September 12, 2026 · 3 min read
Sales fell to a pace not seen since the 2008 crash because buyers are priced out and sellers are locked in.
September 11, 2026 · 3 min read
Prices are near peak but buyer demand has slowed. Here is how to make the call.
September 11, 2026 · 3 min read
Three methods lenders, buyers, and agents actually use.
September 11, 2026 · 3 min read
Most tank heaters last 8 to 12 years. Here is how to check yours and what it costs.
September 10, 2026 · 3 min read
The downpayment gap is the big number. Closing costs are usually lower than a new loan.
September 10, 2026 · 3 min read
High rates slow buyers but low inventory keeps prices steady in most markets.
September 10, 2026 · 3 min read
It depends on the loan. Conventional starts at 3%, FHA at 3.5%, VA at 0%.
September 10, 2026 · 3 min read
Live rates, downpayments, and payments from every active assumable listing on Roots. Refreshed hourly.
September 9, 2026 · 3 min read
Two loan types, two sets of rules. Here’s what changes when you assume each one.
September 9, 2026 · 2 min read
Markets are split. Here is what a hike would mean for mortgage rates.
September 9, 2026 · 3 min read
Freeze your rate while your loan closes and stop watching the market every day.
September 9, 2026 · 3 min read
The right price gets offers. The wrong price gets longer days on market.
September 9, 2026 · 2 min read
In warm markets yes, elsewhere it can cost more than it returns.
September 9, 2026 · 3 min read
Most systems last 15 to 20 years. Here is how to tell when yours is done.
September 9, 2026 · 3 min read
A two-minute script that answers every buyer’s first three questions.
September 6, 2026 · 4 min read
Take over the seller’s low rate instead of getting a new loan.
September 6, 2026 · 3 min read
What actually moves mortgage rates, and why relief keeps sliding.
September 6, 2026 · 3 min read
The math lenders actually run, not the online calculator version.
September 6, 2026 · 3 min read
How to market a 2.75% loan as your best selling feature.
September 6, 2026 · 4 min read
Five upgrades with real proof they pay you back at resale.
September 6, 2026 · 4 min read
What a standard inspection covers, and what you need to check yourself.
September 6, 2026 · 3 min read
How agents find assumable loans and win rate-locked buyers.
September 1, 2026 · 2 min read
Yes. It’s called a mortgage assumption, and it’s legal. Here’s the short version.
August 12, 2026 · 3 min read
Every way to search, compared. Only one shows the rate, downpayment, and monthly payment for free.
June 23, 2026 · 3 min read
Congress passed the biggest housing bill in nearly 20 years. Most of it is policy noise. A few parts actually change how you buy.
June 22, 2026 · 4 min read
Oil nearly hit $120 a barrel this spring. Here is how a war on the other side of the world ends up in your monthly payment, and what just changed.
June 19, 2026 · 2 min read
Full-service listing, licensed broker, every major platform. We just cut the fee.
June 18, 2026 · 4 min read
Two broke roommates, an air mattress, and a lesson about value hiding in plain sight.
June 17, 2026 · 2 min read
A buyer and seller both asked AI if their penthouse deal was fair. It told them to walk. The problem was not the deal. It was the prompt.
June 16, 2026 · 2 min read
Kevin Warsh’s first rate decision lands June 17. Expect no cut, and no quick relief for buyers waiting on cheap mortgages.
June 9, 2026 · 3 min read
Probably not soon. Here is what large institutional forecasters expect, and how some buyers are skipping the wait.
May 30, 2026 · 7 min read
Nope. Anyone who qualifies can. Here’s the 60-second version.
May 29, 2026 · 4 min read
Take over a low rate someone already locked in. Here is how to find one.